by Melody | Oct 25, 2016 | Budget, Living on a Budget
The use of money envelopes in budgeting is not a new system, but it is lesser used. Growing up, the only kind of budgeting I knew about was the ledger in a checkbook; remember those? I used the money envelope system when I was working as a server at Applebee’s...
by Melody | Oct 17, 2016 | Living on a Budget
Most people assume living Broke On Purpose is all about sacrifice, which is not the case. The key with Broke On Purpose is about setting priorities and sticking them. One of our budget categories is date night, and each month we look forward to using that category for...
by Melody | Oct 10, 2016 | Credit Cards
At the beginning of this whole get out of debt thing I decided that I wasn’t going to do any balance transfers. If you think about it, Balance Transfers are exactly what they say they are, a transfer of a balance from one place to another. To me, they...
by Melody | Oct 1, 2016 | Monthly Debt Payoff Reports
It’s officially my favorite time of the year! FALL! I love Fall for so many reasons, two being I’m not dying from the heat and humidity, and I also get to wear some my comfiest clothes! As you can see, I’m pretty easy to please. September was...
by Melody | Sep 25, 2016 | Family and Finances
I love interacting with everyone on Facebook and Instagram, especially in the Instagram stories. Sometimes people send questions concerning their situations or ask us for advice. Often these questions are so good that I think “Man I wish I could answer this...
