by Melody | May 24, 2016 | Money and Family
After years of undergraduate and graduate education, I had completed my courses and was ready to enter the workforce and begin a new chapter in my life. To me, life was straightforward, earn money – pay bills. That’s all I saw growing up. I assumed that as long...
by Melody | May 19, 2016 | Debt Repayment, Debt Snowball, Minimum Payment
Since the start of Broke on Purpose, Marcus and I have been pretty transparent with our debt payoff process. I believe the only thing we haven’t shared is our income, and that’s because we feel there should be boundaries when it comes to this whole...
by Melody | May 14, 2016 | Debt Repayment
If you knew me before I started Broke on Purpose, then you knew that I was Spender. I loved to buy new things for our home, new clothes, handbags, accessories, you name it I probably bought it. I was an addict and while you normally don’t lump spending up there...
by Melody | May 1, 2016 | Debt Repayment, Monthly Debt Payoff Reports
[ad name=”HTML”] Is it just me or are the months flying? I honestly feel like I just posted our March Debt Payoff Report and here it is already April. The way time goes is a constant reminder to me that we will soon be out of debt. We’ve given up a...
by Melody | Apr 27, 2016 | Budget, Living on a Budget, Money and Family
Have you ever noticed that when you don’t pay attention to your money it mysteriously disappears? Okay, 99.9% of the time the money doesn’t just up and vanish, but it sure feels that way when you’re not keeping track of your spending. I remember...