I AM MELODY WRIGHT
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Why You Should Start Paying The Interest Immediately on Your Student Loans

by Melody | Mar 8, 2016 | Student Loans

If you can, you should always pay your interest on your student loans even when it’s in deferment or forbearance. Interest accrues daily and the higher your balance and the higher your interest rate, the higher the amount applied to your loan every single day....

Our Debt Got a Lot of Love in February.

by Melody | Mar 1, 2016 | Monthly Debt Payoff Reports

[ad name=”HTML”] We could definitely tell it was a leap year as the month of February was full of nothing but ups and downs for my household. We went into the month with a positive outlook. We knew that if all went as planned we’d be paying off our...

The One Thing that Makes Kanye West Normal.

by Melody | Feb 17, 2016 | Debt Repayment, Debt Snowball

[ad name=”HTML”] I realized this week that debt, like death, doesn’t care who you are. Music icon Kanye West announced this week that he was $53 Million dollars in debt. That number is large but it may not be the same type personal debt that you or I...

How Far Does Your Minimum Payment Actually Go?

by Melody | Feb 9, 2016 | Debt Repayment, Minimum Payment

  [ad name=”HTML”] When was the last time you logged into your student loan account and actually paid attention to how far your minimum payment was getting you? This past Saturday I did just that with my husbands student loan that we’re...

We Survived January, but some of our debt didn’t.

by Melody | Feb 2, 2016 | Debt Repayment, Monthly Debt Payoff Reports

  Paying off debt is a marathon, not a race. [ad name=”HTML”] This is something I have to constantly remind myself of. I’ve gotten to a point where I absolutely can’t stand that fact that we are debt. Well, nobody likes to be in debt, but...
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