by Melody | Aug 15, 2019 | Money Management, Personal Finances
Have you ever sat down to tackle your finances only to become immediately overwhelmed information overload and all the jargon that sounds like a foreign language? You find yourself confusing APY and APR and wondering why you have a FICO score and a credit score....
by Melody | Jul 30, 2019 | Budget
Ideas can often be paralyzing. There are three reasons why people don’t act immediately when they have the desire to create something new. Reasons being they are afraid, don’t think that they can afford the financial ramifications that may arise as a...
by Melody | Jun 27, 2019 | Extra Money, Life Lessons, Savings
I’m pretty sure I’m not the only one who wasn’t always a fan of getting gift cards as a gift growing up. To me, gift cards just weren’t sentimental. They were an uncomplicated escape for someone who felt the need to give a gift. While I...
by Melody | Jun 24, 2019 | Debt Repayment, Life Lessons, Personal Finances
When I was a child, I had a comforting and albeit a bad habit that involved me sucking on my pointer finger and playing with my ear. My parents love telling stories of how, when I was a baby, I would take my bottle and stick it in my ear and then put my finger in my...
by Melody | Jun 12, 2019 | Life Lessons, Student Loans
Is it possible that we can experience biblical parables all over again but in a modern way? I guess you could liken it to today’s continuous reboot of old TV shows. No seriously, we just had the parable of the Prodigal Son play out for us all over again, but...