by Melody | Nov 11, 2018 | Budget, Debt Repayment, Life Lessons, Personal Finances
Every Christmas I poll family members by asking them a precise question, “What do you need?”. By asking them what they need I give them the opportunity to verbalize an area of lack that they may be experiencing. For me, Christmas is more about...
by Melody | Oct 23, 2018 | Budget, Life Lessons
Ever find yourself out in the world minding your business, you know just living life and then all of a sudden you check your bank statement online to find that all the money that was in your account only five days ago is no longer there? This whole thing used to be my...
by Melody | Oct 14, 2018 | Budget, Life Lessons
I’ve always been a planner. You’ll never find me without a Plan B for my Plan A or a Plan C for my Plan B. Some may call me borderline type “A,” but I honestly like just to be prepared for whatever is going to happen in my life. This type of...
by Melody | Sep 19, 2018 | Budget, Family and Finances, Life Lessons, Savings
We are not where I thought we’d be with our finances. Last year this time I had it all planned out. Another group of student loans would have been wiped out. Savings would be dripping in finesses, and the Wrights would be moving up the East Side. I’d be...
by Melody | Mar 14, 2018 | Budget
If you’ve been reading this blog long enough you probably already know that I wholeheartedly believe that a budget is going to be one of the most critical foundational pieces of your financial future. A budget lays down the absolute truth of your finances. It...
by Melody | Aug 24, 2017 | Budget, Living on a Budget
Owning a designer handbag or a large TV won’t make you poor. You also shouldn’t believe the classiest statement that the difference between a rich person and a poor person is the number of books they have in their home. Seriously? Ever heard of a Library...
