by Melody | Oct 25, 2016 | Budget, Living on a Budget
The use of money envelopes in budgeting is not a new system, but it is lesser used. Growing up, the only kind of budgeting I knew about was the ledger in a checkbook; remember those? I used the money envelope system when I was working as a server at Applebee’s...
by Melody | Sep 5, 2016 | Budget, Family and Finances, Living on a Budget, Money and Family
In some cases, it can be hard to get a significant other to come on board completely with a broke on purpose journey. It can be frustrating and off-putting that effort from half of the relationship is not being embraced by the other half. It shouldn’t be a surprise...
by Melody | Aug 8, 2016 | Budget, Debt Repayment
I’ve been getting a few questions about how much total debt my husband and I actually have. I’ve always prided myself on being very transparent with our debt payoff process, so I don’t want people to think that we’re trying to hide this...
by Melody | Apr 27, 2016 | Budget, Living on a Budget, Money and Family
Have you ever noticed that when you don’t pay attention to your money it mysteriously disappears? Okay, 99.9% of the time the money doesn’t just up and vanish, but it sure feels that way when you’re not keeping track of your spending. I remember...
by Melody | Apr 18, 2016 | Budget
Standing up to your debt can be scary. We’re constantly told to stand up to our fears or to our bullies, but how do we know when it’s time to stand up to the one thing that’s keeping us from really achieving the things that we are destined to do?...
by Melody | Mar 28, 2016 | Budget
[ad name=”HTML”] My husband and I wholeheartedly attribute our success with debt repayment to having a budget. I don’t mean a budget where you just have a vague idea of where your money is going; we tried that, and it didn’t work. I mean a...
