I AM MELODY WRIGHT
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The One Thing that Makes Kanye West Normal.

by Melody | Feb 17, 2016 | Debt Repayment, Debt Snowball

[ad name=”HTML”] I realized this week that debt, like death, doesn’t care who you are. Music icon Kanye West announced this week that he was $53 Million dollars in debt. That number is large but it may not be the same type personal debt that you or I...

How Far Does Your Minimum Payment Actually Go?

by Melody | Feb 9, 2016 | Debt Repayment, Minimum Payment

  [ad name=”HTML”] When was the last time you logged into your student loan account and actually paid attention to how far your minimum payment was getting you? This past Saturday I did just that with my husbands student loan that we’re...

We Survived January, but some of our debt didn’t.

by Melody | Feb 2, 2016 | Debt Repayment, Monthly Debt Payoff Reports

  Paying off debt is a marathon, not a race. [ad name=”HTML”] This is something I have to constantly remind myself of. I’ve gotten to a point where I absolutely can’t stand that fact that we are debt. Well, nobody likes to be in debt, but...

2016 Financial Checklist

by Melody | Dec 27, 2015 | Budget, Debt Repayment, Debt Snowball, Living on a Budget

[ad name=”Blog Post Header Ad”] The new year is a great time to sit down and start planning out your financial success for the upcoming year. Too often do we sit down and make new year’s resolutions only to find that we’ve abandoned them before...

How You’re Unknowingly Keeping Yourself in Debt Forever.

by Melody | Dec 4, 2015 | Debt Repayment

\One of the ways that credit cards and financing companies trick us into giving away more money than we intend is by using a tactic called “The Minimum Payment.” Simply put, the minimum payment is the lowest amount of money we can pay to keep our names in...

What To Do When You Feel like Stopping Your Debt Snowball.

by Melody | Oct 25, 2015 | Debt Repayment, Debt Snowball

Before we started this Broke on Purpose journey any money that I would make working as a digital media influencer, I was allowed to keep. Granted at that time I was working within one particular niche, so I wasn’t generating tons of income, but it allowed me the...
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