Why We’re Not Exchanging Gifts for Christmas

The hubs and I have decided not to exchange Christmas gifts this year. We didn’t reach this point because of finances or any other extreme circumstances, but after a brief conversation about gifts neither of us could come up with an answer to “What do you...

How to Answer “Where Did All My Money Go?”

Ever find yourself out in the world minding your business, you know just living life and then all of a sudden you check your bank statement online to find that all the money that was in your account only five days ago is no longer there? This whole thing used to be my...