by Melody | Dec 10, 2016 | Living on a Budget
I’ve mentioned before that I’m an ex-shopaholic. Quitting shopping cold turkey to get a handle on our finances was hard for me. I’d see the word sale pop up on an email from my favorite store and just start itching. It took a while, but I realized it...
by Melody | Oct 25, 2016 | Budget, Living on a Budget
The use of money envelopes in budgeting is not a new system, but it is lesser used. Growing up, the only kind of budgeting I knew about was the ledger in a checkbook; remember those? I used the money envelope system when I was working as a server at Applebee’s...
by Melody | Oct 17, 2016 | Living on a Budget
Most people assume living Broke On Purpose is all about sacrifice, which is not the case. The key with Broke On Purpose is about setting priorities and sticking them. One of our budget categories is date night, and each month we look forward to using that category for...
by Melody | Sep 5, 2016 | Budget, Family and Finances, Living on a Budget, Money and Family
In some cases, it can be hard to get a significant other to come on board completely with a broke on purpose journey. It can be frustrating and off-putting that effort from half of the relationship is not being embraced by the other half. It shouldn’t be a surprise...
by Melody | Apr 27, 2016 | Budget, Living on a Budget, Money and Family
Have you ever noticed that when you don’t pay attention to your money it mysteriously disappears? Okay, 99.9% of the time the money doesn’t just up and vanish, but it sure feels that way when you’re not keeping track of your spending. I remember...
by Melody | Dec 27, 2015 | Budget, Debt Repayment, Debt Snowball, Living on a Budget
[ad name=”Blog Post Header Ad”] The new year is a great time to sit down and start planning out your financial success for the upcoming year. Too often do we sit down and make new year’s resolutions only to find that we’ve abandoned them before...
