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There are some new people here so I wanted to take

There are some new people here so I wanted to take the time to introduce myself.

My name is Dr. Melody Wright. I’m an Accredited Financial Counselor and Financial Transformation Coach. After finding out that my family had over $212,000 of debt that didn’t include our mortgage I set out on a mission to transform my family’s finances.

This journey catapulted me into the world of personal finances and was the catalyst for me developing my signature money management system framework that helped my family pay off over $100,000 in less than three years. Now, as a money coach, I use that same framework to help families and individuals redesign their financial landscape and create a life where they can thrive.

Here’s how you can learn from and work with me!
1. Grab my FREE Distractions Denied ebook so that you can uncover what’s keeping you from being able to focus on your finances and get e-mail list for my Money Making Sense newsletter!

2. Enroll financial coaching and work to uncover your true financial goals, change your money mindset, and design your financial flow. As a coach, I don’t believe in shame, judgment, or telling you what you can’t do. My role as your coach is to build your confidence and capability so that you can thrive with your money!

Click the link in my bio to grab your copy of Distractions Denied or to book a discovery call.

#moneycoach #financialcoach #moneycoachforwomen #financialfreedom #financialliteracy #financialeducator #budget #financialindependence #blackwomeninfinance #money #moneymindset

Is your budget really restrictive though? 🤔 Mo

Is your budget really restrictive though? 🤔

Most people say that they can’t stick with a budget or spending plan because it feels too restrictive. But budgets don’t restrict us, our income and spending habits do.

If you don’t make enough to cover your expenses, it’s natural for a budget to feel limiting. The solution is to look for ways to earn more.

If that’s not the case and you still feel l like the budget is too restrictive then it may be time to lean into how you’re spending your money. If all of it is going to eating out, of course paying other bills may feel tight!

If your money is being taken away by subscription services of course it might feel like there isn’t enough left to save.

So is it the budget that’s restrictive or something else?

I’ve opened up the books for the new year with both monthly and hour options! If you’re ready to level up your finances and learn how to financially thrive, click the link in my bio and schedule a call!

#budgeting #budget #spendingplan #budgetfriendly #moneycoach #moneycoachforwomen #financialfreedom #financialliteracy #financialeducation #financiallythriving #financialcoach #moneymindset #moneymindsetshift

What area of your finances are you giving your “

What area of your finances are you giving your “YES” to in this season?

Let’s keep it real. You can’t say yes to everything, but you can say yes to something. And that something should be the thing that your soul is telling you needs your focus and attention.

So do yourself a favor and block out all the distractions and noise that typically comes with this time of your and choose one area of your finances to focus on and give your yes to.

Is it paying your bills on time?
Is it setting financial boundaries?
Is it increasing your income?
Is it uncovering why your a impulsive spender?
Is it unearthing the root of your financial trauma?

Those money challenges will always be there.

What area of your finances is your soul telling you to give your “Yes” to in this season?

#moneycoach #financiallythriving #financialcoach #debtfree #savingschallenge #debtfreecommunity #financialeducation #financiallitearcy #moneymindset #moneymanagement #newyearsresolution #moneychallenge #budget #budgeting

Most people go into a new year making resolutions,

Most people go into a new year making resolutions, setting intentions, and excited about new possibilities. I also like to add in getting an idea on what I’m projected to spend for the year in monthly payments.

To do this I look at all the expenses I’m making payments on and multiply them by 12. This will give me the yearly total if I were to keep that expense for all 12 months.

Now I get to reflect on ask myself things like

❓- Am I okay paying $2318.64 for cable and internet?
❓- How do I feel about paying PlanetFitness $310.56 for a year when I’m also paying Peloton $564.
❓- Are these monthly expenses getting in the way of me meeting other goals?
❓- What expenses can be CUT, REDUCED, or PAUSED so that I can take care of other things?

My answers allow me to make intentional decisions around how to position my money going into next year so that I can make sure that I’m spending more on what I value and less on things that I don’t need.

What are your numbers telling you?

#moneycoach #financiallythriving #financialcoach #debtfree #savingschallenge #debtfreecommunity #financialeducation #financiallitearcy #moneymindset #moneymanagement #newyearsresolution #moneychallenge #budget #budgeting

Sometimes the pursuit of making more money causes

Sometimes the pursuit of making more money causes us to lose sight on what we’re doing with the income that we currently make. We think we need more, when in actuality we already make more than enough. It’s just being used in away that doesn’t satisfy our truest desires.

So I want to challenge you to consider what is enough. What is your enough number? How much would you need to live your life fully?

#coachingcandids #financialcoaching #debtfreecommunity #debtfree #savings #financiallythriving #financialfreedom #financialindependence #financialeducation #financialliteracy #moneymakingsense

Many people get frustrated with their money becaus

Many people get frustrated with their money because it feels like nothing works or they’re always making a mistake.

In this clip, I’m sharing with a coaching client the importance of being mindful of where the issues with their money lies. Sometimes it’s not us. Instead it’s the strategy that we’re using that’s not the best fit for who we are and how we operate.

Want to work with me as your financial coach? Click the link in my bio and schedule a call!

#financialcoach #financialliteracy #moneycoach
#financialfreedom #financialeducation #debtfreecommunity #debtfreejourney #savings #savingschallenge #moneymindset #budgeting

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